8 Tips to Building Your Retirement

Saving for retirement is not something to worry about “down the track”.  You should think about building your savings for retirement as soon as you start earning. The sooner you start planning for your retirement, the greater the range of options you have available in creating a plan that suits you. A good retirement plan helpsRead more…

Income Protection Insurance for Doctors

As a doctor, the risks you are exposed to are almost exclusive to your profession. You face exposure to illnesses and diseases and face a higher risk of mental illnesses on a day to day basis. In addition to this, you also face losing a high income if anything were to happen to you andRead more…

self managed super fund

Answers to your self managed super fund questions

A self managed super fund can provide you much greater control over your superannuation assets – and potentially higher returns as a result. However managing a self managed super fund can be a time consuming and complicated process. Here are the answers to common questions surrounding self managed super funds. What is a self managed super fund? A selfRead more…

estate planning

Five Frequently Asked Questions About Estate Planning

As blended families become more common estate planning becomes a more complicated process. The added complexity becomes apparent when considering who and what you are leaving behind after you are gone. Moiler Partners can save you hours of time, headache and heartache and make the process far more simple. Not having a valid estate planRead more…

How To Help Your Teenager Become Financially Independent

There are a number of things you can do in order to help your teenager become more financially independent. There are also a number of factors to consider from managing money to tax. We have put together the following tips for you to help prepare your teen as best as possible. A Steady Income –Read more…

Tax Deductible Donations

‘Tis the season to be charitable, with Christmas just around the corner many people use this time of year to contribute to various charities and Christmas appeals. But with so many causes to choose from, how do you know that your donation will actually reach those in need? What are the different ways to donateRead more…

Substantiation Requirements for Motor Vehicles

The ATO is now looking more closely at motor vehicle tax deductions. Substantiation requirements must be met where a vehicle falls within the definition of ‘motor vehicle’. A motor vehicle is any vehicle designed to carry a load of less than one tonne or nine passengers. You might be required to substantiate motor vehicle claims evenRead more…

30 June Tax Tips for Approaching Retirement

If you’re nearing retirement any steps to defer income to the subsequent 30 June tax year will be beneficial as your earnings may be lower in subsequent years. You may also consider salary sacrificing up to the concessional contribution limits of your salary into superannuation, and drawing a tax free-pension as a part of theRead more…

Tax Treatment of Life Insurance and Income Protection Deductions

You should insure against risks to your financial freedom that you are unable to absorb. Insufficient insurance can lead to you being unable to meet debt or loan repayments. Life, Total & Permanent Disability, and income protection insurance paid from a super fund are tax deductible. Members of self-managed superannuation funds are now required toRead more…